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Beware of Illegal and Unfair Nursing Home Contracts

When a family member enters a nursing home or assisted living, it is an emotional and overwhelming time.  This generally means that carefully reviewing the admission contract and related documents is not the top priority. In addition, most families do not know their rights.  Unfortunately, some unscrupulous facilities take advantage of this.  Family members who sign…

Life Insurance Mistakes

Life insurance can be an important part of estate planning.  It can provide important liquidity especially while other assets are going through probate or being sold.   It is also an important solution for individuals who do not have sufficient other assets to provide for their children or spouses.  However, lack of financial knowledge can lead…

Preventing Elder Abuse or Invading Privacy?

A few states have taken a bold and controversial approach to combating elder abuse: handing out cameras to families who have private caregivers.  Elder abusers are rarely caught and prosecuted.  Many victims are unable to report the crime, let alone provide proof. Therefore, capturing evidence of abuse is an important public policy goal. In New…

Medicare Drug Costs Continue to Rise

Switching to generic drugs has not protected seniors from rising costs according to an Inspector General report just released. As discussed in a recent New York Times article, Medicare beneficiaries filled 17 percent fewer prescriptions for brand-name medications between 2011 and 2015.  Yet during the same period the beneficiaries’ costs for branded drugs went up by…

As Home Care Increases, So Does the Need for Advocacy

As the population ages and more seniors want to stay at home, two of the fastest growing occupations are home health aides and personal care aides according to the Bureau of Labor Statistics.  These are two occupations (one medical and the other non-medical) that assist seniors and individuals with disabilities who want to remain as…

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